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The Road to Home is the HRDC’s Homeownership initiative. We provide homeownership education, individual pre and post-purchase counseling, down-payment assistance, low-interest mortgages, Section 8 Homeownership, and delinquency prevention to households in Gallatin, Park, and Meagher counties.
Are you ready to buy a home? What are the benefits of homeownership? How do lenders decide to make loans? Our HUD-certified course covers the home buying process from preparation to closing. Sign up for our next class now, and get your family on The Road to Home!
Homeownership Education is required as a pre-requisite to participate in programs. This course is open to all households, regardless of income, and households are encouraged to attend a course as soon as possible – the earlier you attend the course, the more time you have to prepare to purchase!
| Bozeman : |
Location: |
April 11th, 18th and 25th
6-9 pm |
First Interstate Bank Downtown |
May 12th and 19th
9 am - 1:30 pm |
First Interstate Bank Downtown |
June 5th, 12th ad 19th
6-9 pm |
First Interstate Bank Downtown |
In addition to our scheduled monthly classes, we are happy to accommodate groups of 10 or more with on-site visits anywhere in Gallatin, Park, and Meagher Counties.
Click here for more information
The Road to Home provides up to $20,000 in down-payment assistance to eligible households for the purchase of their first home.
Maximum Income
Family Size |
Gallatin County |
City of Bozeman |
Park County |
Meagher County |
1 |
32,700 |
40,900 |
28,200 |
27,350 |
2 |
37,350 |
46,700 |
32,250 |
31,300 |
3 |
42,050 |
52,550 |
36,250 |
35,200 |
4 |
46,700 |
58,400 |
40,300 |
39,100 |
5 |
50,450 |
63,050 |
43,500 |
42,250 |
6 |
54,150 |
67,700 |
46,750 |
45,350 |
7 |
57,900 |
72,400 |
49,950 |
48,500 |
The HRDC also participates in state-wide programs that provide down-payment assistance in other Montana counties. Please contact the HRDC for further information regarding eligibility.
The Road to Home provides 30 year, fixed rate mortgages at 5.25% (subject to change) to eligible households.
Maximum Income
Family
Size |
Gallatin County |
Park County |
Meagher County |
1 |
32,700 |
28,200 |
27,350 |
2 |
37,350 |
32,250 |
31,300 |
3 |
42,050 |
36,250 |
35,200 |
4 |
46,700 |
40,300 |
39,100 |
5 |
50,450 |
43,500 |
42,250 |
6 |
54,150 |
46,750 |
45,350 |
7 |
57,900 |
49,950 |
48,500 |
Low-interest mortgages are also available through the Montana Board of Housing, Rural Development, and special bank programs. Please contact the HRDC for further information.
We offer one-on-one appointments for graduates of our homeownership education course to address pre and post-purchase concerns.
Click here for more information
Eligible households with a Section 8 rental voucher may be able to use their voucher to purchase a home.
Homeownership Education is required to begin participation in our programs. For a class schedule, please visit the HRDC or contact Tracy or Dana (406) 587-4486.
The Road to Home is sponsored by the Human Resource Development Council of District IX, Inc. in partnership with the Montana Department of Commerce, Gallatin County, the City of Bozeman, U.S. Department of Housing and Urban Development, area lenders, Local Initiative Support Corporation, and the Neighborhood Reinvestment Corporation.
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